Risk Analyst II - Student Loans
The Risk Analyst II will report to Senior Credit Risk Manager, Student Loans.
As the Risk Analyst II, you will:
Perform qualitative and quantitative analyses to inform credit strategies across loan approvals, pricing, servicing, and collections
Track and analyze loan portfolio performance to identify emerging risks, trends, and opportunities for optimization
Test and evaluate credit risk controls, identify gaps, and recommend improvements to strengthen risk mitigation
Monitor and report on key risk metrics and KPIs, including investigation of compliance and credit risk gaps
Partner cross-functionally with Product, Operations, Compliance, and Engineering to implement and validate credit policies and workflows
About You:
2+ years of experience in credit risk or a data-centric analytical role (e.g., financial modeling, consulting, pricing, or risk analytics)
Bachelor’s degree in a quantitative field such as Economics, Finance, Engineering, or a related discipline
Strong SQL skills and experience working with large datasets in an analytical environment
High attention to detail with the ability to synthesize and communicate complex analyses clearly
Demonstrated critical thinking, problem-solving skills, and comfort working on multiple projects under tight deadlines
Even Better:
Experience analyzing loan portfolios within consumer lending products
Familiarity with internal controls, data governance, and financial regulations
Experience with statistical modeling concepts or data modeling tools (e.g., dbt)
Experience with Python and BI tools like Tableau and looker.
Exposure to underwriting, servicing, or collections strategies in a lending environment
Where:
This role will be based in the US.
#LI-KB
About the job
Apply for this position
Risk Analyst II - Student Loans
The Risk Analyst II will report to Senior Credit Risk Manager, Student Loans.
As the Risk Analyst II, you will:
Perform qualitative and quantitative analyses to inform credit strategies across loan approvals, pricing, servicing, and collections
Track and analyze loan portfolio performance to identify emerging risks, trends, and opportunities for optimization
Test and evaluate credit risk controls, identify gaps, and recommend improvements to strengthen risk mitigation
Monitor and report on key risk metrics and KPIs, including investigation of compliance and credit risk gaps
Partner cross-functionally with Product, Operations, Compliance, and Engineering to implement and validate credit policies and workflows
About You:
2+ years of experience in credit risk or a data-centric analytical role (e.g., financial modeling, consulting, pricing, or risk analytics)
Bachelor’s degree in a quantitative field such as Economics, Finance, Engineering, or a related discipline
Strong SQL skills and experience working with large datasets in an analytical environment
High attention to detail with the ability to synthesize and communicate complex analyses clearly
Demonstrated critical thinking, problem-solving skills, and comfort working on multiple projects under tight deadlines
Even Better:
Experience analyzing loan portfolios within consumer lending products
Familiarity with internal controls, data governance, and financial regulations
Experience with statistical modeling concepts or data modeling tools (e.g., dbt)
Experience with Python and BI tools like Tableau and looker.
Exposure to underwriting, servicing, or collections strategies in a lending environment
Where:
This role will be based in the US.
#LI-KB
