Spinwheel Solutions Inc.

Spinwheel is a fintech infrastructure company that provides real-time consumer credit data and payment APIs for financial institutions, lenders, marketplaces, and personal finance platforms. Its platform enables organizations to access verified credit and liability information, authenticate consumers, and process payments through secure, developer-friendly APIs that integrate directly into existing workflows.

Its solutions include real-time consumer credit and liability data, identity verification, debt account connectivity, embedded payment processing, and workflow automation. Using as little as a phone number and date of birth, Spinwheel helps businesses retrieve verified financial information, connect consumer accounts, and initiate payments without complex manual processes or multiple user logins. The platform simplifies debt management, lending, refinancing, and personal finance experiences while enabling faster, more informed credit decisions.

Focused on modernizing the consumer credit ecosystem, Spinwheel combines real-time data, automation, and embedded financial infrastructure to improve operational efficiency and customer experiences. By helping organizations streamline credit workflows, reduce friction, and deliver intelligent financial services, the company empowers businesses to build faster, more secure, and more personalized consumer finance solutions.