Senior Reconciliation Analyst

Mercury is building a complete finance stack for startups. We work hard to create the easiest and safest banking* experience possible to simplify entrepreneurs' and business owners’ financial lives. 

Underneath all our products is a network of partners, payment rails, and funds flows that enable a powerful, streamlined user experience. The Reconciliation team enables the Mercury system by ensuring end-to-end tracking of transactions through partner banks, protecting customer funds through timely, rigorous, and efficient reconciliation. 

We’re looking to hire a Senior Reconciliation Analyst who will be at the forefront of operationalizing and standardizing reconciliation operations from start to finish. As a senior member of this team, you will collaborate with a wide range of internal and external partners to thoroughly ledger, reconcile, and investigate edge cases in the underlying money movements that power Mercury’s suite of financial products.

*Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC.

You will:

• Reconcile customer transactions across a variety of payment rails and account types

• Leverage and utilize data to make strategic long-term decisions regarding our reconciliation policies

• Navigate partner asks and quickly communicate those to internal stakeholders

• Partake in cross-functional efforts across Eng, Product, and Data Science to scale our processes 

• Feel confident when using data and intuition to make decisions in a fast-paced, ambiguous environment, while demonstrating curiosity and a growth mindset

• Operate autonomously and find joy in driving efficiency  

You have:

• 5+ years of experience writing SQL to efficiently query large, complex datasets, including 2+ years in a financial technology or financial services company

• Strong analytical skills, including background in investigating financial data mismatches and identifying root causes

• Comfort collaborating with both technical and non-technical partners to solve cross-functional challenges 

• Experience operating independently and executing on multiple projects simultaneously with effective prioritization and strong communication

• Desire to drive rigorous, auditable processes to completion through partnership with internal and external stakeholders

• Interest in technical mentorship of junior team members 

The total rewards package at Mercury includes base salary, equity (stock options), and benefits.

Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers.

Our target new hire base salary ranges for this role are the following:

• US employees in New York City, Los Angeles, Seattle, or the San Francisco Bay Area: $147,700 - $160,700

• US employees outside of New York City, Los Angeles, Seattle, or the San Francisco Bay Area: $132,900 - $144,600

• Canadian employees (any location): CAD 141,700 - 151,900

We use Covey as part of our hiring and / or promotional process for jobs in NYC and certain features may qualify it as an AEDT. As part of the evaluation process we provide Covey with job requirements and candidate submitted applications. We began using Covey Scout for Inbound on January 22, 2024. Please see the independent bias audit report covering our use of Covey here.

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