Senior Product Manager - Authorizations
Company Description
Founded by experienced entrepreneurs and engineers in 2016, Pismo is a technology company that provides a comprehensive processing platform for banking, card issuing and financial market infrastructure and helps customers innovate and build the next generation of banking and payment solutions. Pismo joined Visa in 2024.
Leveraging Visa’s solutions, our core platform, and an expanding suite of capabilities, Pismo addresses the technological challenges that large banks, marketplaces, and fintech companies face in migrating from legacy systems to more advanced technology in the market. Pismo’s cloud-based platform empowers firms to build and launch financial products rapidly, scaling as they grow to have a broader audience while keeping high security and availability standards.
Pismo’s 500+ employees are located in more than 10 countries around the world.
Job Description
Ability to understand and anticipate customer needs and the dynamics of our target markets
Excellent communication and teamwork skills, with cross-functional or multicultural teams, clients, and partners
Strong critical thinking and vision, with the ability to articulate and implement improvements in processes and products
Proven experience as a Product Manager in the payments industry, with a focus on card authorization
Deep understanding of Visa and Mastercard product rules and technical specifications
Familiarity with authorization flows, ISO 8583 messaging, and integration with acquirers and issuers
Strong analytical skills to interpret performance data and make evidence-based decisions
Excellent communication and stakeholder management skills across technical and non-technical audiences
Intermediate to advanced English (for reading technical documentation and interacting with global partners
This is a remote position. A remote position does not require job duties be performed within proximity of a Visa office location. Remote positions may be required to be present at a Visa office with scheduled notice. #LI-Remote
Qualifications
Basic Qualifications:
5 or more years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD
Preferred Qualifications:
6 or more years of work experience with a Bachelor's Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
Own the product roadmap for card authorization, ensuring alignment with the company’s strategic goals.
Act as the main point of contact between engineering, business, compliance teams, issuers, and external partners (such as card networks and acquirers).
Ensure products comply with the latest Visa and Mastercard rules and updates.
Monitor and analyze authorization performance metrics (approval rates, declines, fraud, etc.) and drive continuous improvements.
Participate in technical and strategic forums with card networks and partners to anticipate regulatory and technological changes.
Conduct discovery with internal and external stakeholders to identify opportunities for innovation and efficiency.
Define and prioritize functional and technical requirements in collaboration with engineering teams.
Ensure product quality, including non-functional aspects such as integrity, resilience, and scalability.
Additional Information
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
Senior Product Manager - Authorizations
Company Description
Founded by experienced entrepreneurs and engineers in 2016, Pismo is a technology company that provides a comprehensive processing platform for banking, card issuing and financial market infrastructure and helps customers innovate and build the next generation of banking and payment solutions. Pismo joined Visa in 2024.
Leveraging Visa’s solutions, our core platform, and an expanding suite of capabilities, Pismo addresses the technological challenges that large banks, marketplaces, and fintech companies face in migrating from legacy systems to more advanced technology in the market. Pismo’s cloud-based platform empowers firms to build and launch financial products rapidly, scaling as they grow to have a broader audience while keeping high security and availability standards.
Pismo’s 500+ employees are located in more than 10 countries around the world.
Job Description
Ability to understand and anticipate customer needs and the dynamics of our target markets
Excellent communication and teamwork skills, with cross-functional or multicultural teams, clients, and partners
Strong critical thinking and vision, with the ability to articulate and implement improvements in processes and products
Proven experience as a Product Manager in the payments industry, with a focus on card authorization
Deep understanding of Visa and Mastercard product rules and technical specifications
Familiarity with authorization flows, ISO 8583 messaging, and integration with acquirers and issuers
Strong analytical skills to interpret performance data and make evidence-based decisions
Excellent communication and stakeholder management skills across technical and non-technical audiences
Intermediate to advanced English (for reading technical documentation and interacting with global partners
This is a remote position. A remote position does not require job duties be performed within proximity of a Visa office location. Remote positions may be required to be present at a Visa office with scheduled notice. #LI-Remote
Qualifications
Basic Qualifications:
5 or more years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD
Preferred Qualifications:
6 or more years of work experience with a Bachelor's Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
Own the product roadmap for card authorization, ensuring alignment with the company’s strategic goals.
Act as the main point of contact between engineering, business, compliance teams, issuers, and external partners (such as card networks and acquirers).
Ensure products comply with the latest Visa and Mastercard rules and updates.
Monitor and analyze authorization performance metrics (approval rates, declines, fraud, etc.) and drive continuous improvements.
Participate in technical and strategic forums with card networks and partners to anticipate regulatory and technological changes.
Conduct discovery with internal and external stakeholders to identify opportunities for innovation and efficiency.
Define and prioritize functional and technical requirements in collaboration with engineering teams.
Ensure product quality, including non-functional aspects such as integrity, resilience, and scalability.
Additional Information
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.