Non-QM Underwriter
WHO WE ARE
We are committed to a supportive, diverse, and inclusive culture, living our values of Rigor, Ownership, Curiosity, Kindness, and 'Straight Up' to promote equality and financial empowerment. Intrigued? Say hello!
WHO YOU ARE
Excellent analytical & communication skills
Must be conversant with Non-QM regulations
Ability to work in a fast-paced multi-tasked environment
Thorough knowledge of federal and state laws pertaining to the mortgage banking industry (i.e.: TILA, ECOA, RESPA, etc.)
Strong appraisal review skills
Great organizational and customer service skills
Expert knowledge of AUS systems (DU, LP)
Ability to underwrite/review complex purchase and refinance transactions
Ability to work independently as well as part of a team
A full understanding of recent FNMA/FHLMC underwriting guidelines is required
Experience with Non-QM loan products and guidelines
Strong understanding of Non-QM borrower profiles and documentation requirements
WHAT YOU’LL BE DOING
A thorough review of loan files to determine deficiencies and/or issues
Concise and accurate conditioning of loan files
Meet turn time objectives
Analyze complex tax returns
Communicate with the processor and LO in a positive manner in order to assist in moving files to closing as quickly as possible
Concise and accurate input of data
Run AUS and vendor software and analyze the results
Complete a thoughtful and thorough review and sign off of appraisals
Clear conditions as submitted while meeting turn-time objectives
Maintain acceptable quality control metrics
Ability to train and mentor peers
Support and work on multiple loans to one borrower
Proficient at client operating system
Evaluate Non-QM loan applications to ensure compliance with investor guidelines and company policies
Identify and mitigate potential risks associated with Non-QM loans
IDEALLY, YOU’LL HAVE
5+ years in Non-QM underwriting
Experience with Non-QM loan origination systems and software
Knowledge of alternative income verification methods and asset utilization strategies
Compensation Range: $36.06/hr - $38.46/hr depending on experience.
WHAT WE OFFER YOU
Here, you get an opportunity to be a vital part of an agile team of thinkers and doers collaborating to change a multi-trillion dollar industry. We offer meaningful equity, a competitive salary, top-tier medical, dental, and vision insurance, flexible work hours, and vacation time.
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Non-QM Underwriter
WHO WE ARE
We are committed to a supportive, diverse, and inclusive culture, living our values of Rigor, Ownership, Curiosity, Kindness, and 'Straight Up' to promote equality and financial empowerment. Intrigued? Say hello!
WHO YOU ARE
Excellent analytical & communication skills
Must be conversant with Non-QM regulations
Ability to work in a fast-paced multi-tasked environment
Thorough knowledge of federal and state laws pertaining to the mortgage banking industry (i.e.: TILA, ECOA, RESPA, etc.)
Strong appraisal review skills
Great organizational and customer service skills
Expert knowledge of AUS systems (DU, LP)
Ability to underwrite/review complex purchase and refinance transactions
Ability to work independently as well as part of a team
A full understanding of recent FNMA/FHLMC underwriting guidelines is required
Experience with Non-QM loan products and guidelines
Strong understanding of Non-QM borrower profiles and documentation requirements
WHAT YOU’LL BE DOING
A thorough review of loan files to determine deficiencies and/or issues
Concise and accurate conditioning of loan files
Meet turn time objectives
Analyze complex tax returns
Communicate with the processor and LO in a positive manner in order to assist in moving files to closing as quickly as possible
Concise and accurate input of data
Run AUS and vendor software and analyze the results
Complete a thoughtful and thorough review and sign off of appraisals
Clear conditions as submitted while meeting turn-time objectives
Maintain acceptable quality control metrics
Ability to train and mentor peers
Support and work on multiple loans to one borrower
Proficient at client operating system
Evaluate Non-QM loan applications to ensure compliance with investor guidelines and company policies
Identify and mitigate potential risks associated with Non-QM loans
IDEALLY, YOU’LL HAVE
5+ years in Non-QM underwriting
Experience with Non-QM loan origination systems and software
Knowledge of alternative income verification methods and asset utilization strategies
Compensation Range: $36.06/hr - $38.46/hr depending on experience.
WHAT WE OFFER YOU
Here, you get an opportunity to be a vital part of an agile team of thinkers and doers collaborating to change a multi-trillion dollar industry. We offer meaningful equity, a competitive salary, top-tier medical, dental, and vision insurance, flexible work hours, and vacation time.