Merchant Risk Underwriter
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As a company that offers clear and transparent financing to consumers, we are extremely attentive to ensuring that our merchant partnerships are successful for Affirm, our merchants, and most importantly, our customers! Our merchant partners encompass various industries and business models, ranging from venture-backed e-commerce startups to publicly-traded enterprises.
As a Merchant Underwriter, you will assess financial risk related to credit, fraud and identity associated with the merchants. You will also coordinate with cross-functional partners to assess non-financial risk - brand, reputational, legal and compliance risk.
What you'll do
Assess various risks and determine credit exposure risk on new and existing merchants to determine an appropriate course of action
Use business credit reports, investigative research tools, and financial market data to conduct risk assessments
Conduct ongoing monitoring of credit, fraud, and dispute/chargeback trends by merchants in order to detect changes and anomalies from expected performance
Leverage your knowledge to provide guidance towards the automation/improvements of merchant risk evaluation
What we look for
1-2 years of experience in assessing merchant risk in a function such as Merchant/Seller Risk Management, Fraud, or Merchant Underwriting
Experience reviewing financial statements and/or payment processor statements
Demonstrates an appropriate sense of accountability, ownership, urgency, and execution
Ability to thrive in a dynamic and fast-paced environment
About the job
Merchant Risk Underwriter
To see similar active jobs please follow this link: Remote Finance jobs
As a company that offers clear and transparent financing to consumers, we are extremely attentive to ensuring that our merchant partnerships are successful for Affirm, our merchants, and most importantly, our customers! Our merchant partners encompass various industries and business models, ranging from venture-backed e-commerce startups to publicly-traded enterprises.
As a Merchant Underwriter, you will assess financial risk related to credit, fraud and identity associated with the merchants. You will also coordinate with cross-functional partners to assess non-financial risk - brand, reputational, legal and compliance risk.
What you'll do
Assess various risks and determine credit exposure risk on new and existing merchants to determine an appropriate course of action
Use business credit reports, investigative research tools, and financial market data to conduct risk assessments
Conduct ongoing monitoring of credit, fraud, and dispute/chargeback trends by merchants in order to detect changes and anomalies from expected performance
Leverage your knowledge to provide guidance towards the automation/improvements of merchant risk evaluation
What we look for
1-2 years of experience in assessing merchant risk in a function such as Merchant/Seller Risk Management, Fraud, or Merchant Underwriting
Experience reviewing financial statements and/or payment processor statements
Demonstrates an appropriate sense of accountability, ownership, urgency, and execution
Ability to thrive in a dynamic and fast-paced environment