Senior Underwriter - Small Commercial Partnerships
Description
**This is a remote position with occasional travel for in-person partner visits. Ideal candidate will live and work remotely in the Mountain or Pacific time zone. This is a ranged posting. Level offered will be based on candidate experience at manager discretion.**
Great underwriters know how to balance data analytics with human intuition. If you like both quantitative and qualitative reasoning, enjoy the challenge and autonomy of managing your own accounts at a company that offers competitive compensation and benefits, then consider joining the underwriting department at Liberty Mutual. As a Small Commercial Partnerships Underwriting Specialist in property casualty insurance, you’ll develop, grow and maintain sizable, complex, diversified books of business while working closely with National Partner agents to drive digital and direct flow, assessing risks, determine premiums, set conditions and negotiate impactful deals that maximize profitability and meet business goals.
We encourage you to apply and bring your expertise if you’re a:
Strategic Account Manager: As part of your portfolio strategy, you’ll ensure a profitable book of Property and Casualty insurance by writing high volume new accounts in the Small Commercial organization, and growing successful agent and broker relationships and pursuing renewals
Problem solver: You’ll crunch the numbers and review the data to identify opportunities for improved growth, profit and diversification, impacting the broader portfolio in support of highly concentrated flow in conjunction with Carrier, Platform and Lead Gen Partners.
Clear communicator: You’ll maintain and nurture successful relationships with agents and internal stakeholders, while presenting proposals, negotiating deals and obtaining approvals.
Collaborative teammate: Contributing to overall team success, you’ll mentor underwriters in both a technical and professional capacity sharing best practices and identifying opportunities for continuous improvement. Additionally, critical to this role is to work in a team environment, underpinned by trust, supporting any and all work critical to the Small Commercial Partnership team.
Conscientious professional: Understanding that the deal isn’t done until the paperwork is complete, you’ll document account reviews, state-compliant sign-offs and referrals, letters of authority and follow underwriting guidelines
Qualifications
What you’ve got:
Experience
5+ years of relevant experience
Experience with multi-line insurance products
Skills
Analytical, problem-solving capabilities
Strong territory management skills
Excellent communication skills and a collaborative, team-focused attitude
An aptitude for building rewarding relationships with agents and brokers, peer underwriters and underwriting assistants
Knowledge
Command of insurance finance and actuarial concepts
Advanced knowledge of insurance products, underwriting, risk selection, pricing and marketplaces, as well as regulatory issues in relevant territories
Understanding of contract language, including regulatory and policy differences among applicable states
Familiarity with continuous improvement processes and tools
Expertise in one area of underwriting and ability to provide updates to other underwriters
Education
A bachelor’s degree in a related field
Chartered Property Casual Underwriter or other professional insurance designation preferred
About Us
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally. At Liberty Mutual, we believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow. We are dedicated to fostering an inclusive environment where employees from all backgrounds can build long and meaningful careers. By actively seeking employee feedback and amplifying the voices of our seven Employee Resource Groups (ERGs), which are open to all, we create an environment where every individual can make a meaningful impact so we continue to meet the evolving needs of our customers. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices
About the job
Apply for this position
Senior Underwriter - Small Commercial Partnerships
Description
**This is a remote position with occasional travel for in-person partner visits. Ideal candidate will live and work remotely in the Mountain or Pacific time zone. This is a ranged posting. Level offered will be based on candidate experience at manager discretion.**
Great underwriters know how to balance data analytics with human intuition. If you like both quantitative and qualitative reasoning, enjoy the challenge and autonomy of managing your own accounts at a company that offers competitive compensation and benefits, then consider joining the underwriting department at Liberty Mutual. As a Small Commercial Partnerships Underwriting Specialist in property casualty insurance, you’ll develop, grow and maintain sizable, complex, diversified books of business while working closely with National Partner agents to drive digital and direct flow, assessing risks, determine premiums, set conditions and negotiate impactful deals that maximize profitability and meet business goals.
We encourage you to apply and bring your expertise if you’re a:
Strategic Account Manager: As part of your portfolio strategy, you’ll ensure a profitable book of Property and Casualty insurance by writing high volume new accounts in the Small Commercial organization, and growing successful agent and broker relationships and pursuing renewals
Problem solver: You’ll crunch the numbers and review the data to identify opportunities for improved growth, profit and diversification, impacting the broader portfolio in support of highly concentrated flow in conjunction with Carrier, Platform and Lead Gen Partners.
Clear communicator: You’ll maintain and nurture successful relationships with agents and internal stakeholders, while presenting proposals, negotiating deals and obtaining approvals.
Collaborative teammate: Contributing to overall team success, you’ll mentor underwriters in both a technical and professional capacity sharing best practices and identifying opportunities for continuous improvement. Additionally, critical to this role is to work in a team environment, underpinned by trust, supporting any and all work critical to the Small Commercial Partnership team.
Conscientious professional: Understanding that the deal isn’t done until the paperwork is complete, you’ll document account reviews, state-compliant sign-offs and referrals, letters of authority and follow underwriting guidelines
Qualifications
What you’ve got:
Experience
5+ years of relevant experience
Experience with multi-line insurance products
Skills
Analytical, problem-solving capabilities
Strong territory management skills
Excellent communication skills and a collaborative, team-focused attitude
An aptitude for building rewarding relationships with agents and brokers, peer underwriters and underwriting assistants
Knowledge
Command of insurance finance and actuarial concepts
Advanced knowledge of insurance products, underwriting, risk selection, pricing and marketplaces, as well as regulatory issues in relevant territories
Understanding of contract language, including regulatory and policy differences among applicable states
Familiarity with continuous improvement processes and tools
Expertise in one area of underwriting and ability to provide updates to other underwriters
Education
A bachelor’s degree in a related field
Chartered Property Casual Underwriter or other professional insurance designation preferred
About Us
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally. At Liberty Mutual, we believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow. We are dedicated to fostering an inclusive environment where employees from all backgrounds can build long and meaningful careers. By actively seeking employee feedback and amplifying the voices of our seven Employee Resource Groups (ERGs), which are open to all, we create an environment where every individual can make a meaningful impact so we continue to meet the evolving needs of our customers. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices