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Underwriter

Hometap

Full-time
USA
compliance
underwriting
Apply for this position

Who you are:

As an Underwriter, you’ll play a critical role in Hometap’s home equity investment process, making recommendations on both the homes and homeowners that we work with. The Underwriting team analyzes and digests a broad set of home and homeowner information to assess the risk profile of each application, making investment eligibility recommendations per the standards set out by our underwriting guidelines. This is a great fit for candidates with experience in underwriting, a passion for real estate, and exceptional organizational skills.

What you'll do:

  • Work closely with our sales and processing teams to quickly and accurately review homeowner applications

  • Evaluate applicant information and risk against underwriting criteria to ensure application completeness, and make informed investment recommendations

  • Review and analyze appraisal reports to ensure accuracy and compliance with guidelines – evaluate comparables, market trends, and property conditions to ensure value is supported

  • Flag applications for potential concerns with regard to application completeness or risk

  • Determine eligibility amounts based on an analysis of the information applicant and property information

  • Collaborate with a cross-functional team of sales and operations associates to complete each application review

What you bring:

  • Prior underwriting experience 

  • Extraordinary attention to detail in a fast-paced environment, including strong proofreading/fact-checking skills

  • Excellent judgment – comfortable making recommendations based on a rules rubric, escalating issues and questions as needed

  • Ability to work independently as well as in a team environment

  • Comfort handling multiple responsibilities while being proactive in a deadline-oriented environment  

  • Strong written and verbal communications skills, and a client-oriented approach 

  • Eager to join a growing tech company, with interest in real estate and fintech

  • Bachelor’s degree, ideally in business, finance, or a related field preferred

Apply for this position
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About the job

Full-time
USA
Posted 19 hours ago
compliance
underwriting

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Underwriter

Hometap

Who you are:

As an Underwriter, you’ll play a critical role in Hometap’s home equity investment process, making recommendations on both the homes and homeowners that we work with. The Underwriting team analyzes and digests a broad set of home and homeowner information to assess the risk profile of each application, making investment eligibility recommendations per the standards set out by our underwriting guidelines. This is a great fit for candidates with experience in underwriting, a passion for real estate, and exceptional organizational skills.

What you'll do:

  • Work closely with our sales and processing teams to quickly and accurately review homeowner applications

  • Evaluate applicant information and risk against underwriting criteria to ensure application completeness, and make informed investment recommendations

  • Review and analyze appraisal reports to ensure accuracy and compliance with guidelines – evaluate comparables, market trends, and property conditions to ensure value is supported

  • Flag applications for potential concerns with regard to application completeness or risk

  • Determine eligibility amounts based on an analysis of the information applicant and property information

  • Collaborate with a cross-functional team of sales and operations associates to complete each application review

What you bring:

  • Prior underwriting experience 

  • Extraordinary attention to detail in a fast-paced environment, including strong proofreading/fact-checking skills

  • Excellent judgment – comfortable making recommendations based on a rules rubric, escalating issues and questions as needed

  • Ability to work independently as well as in a team environment

  • Comfort handling multiple responsibilities while being proactive in a deadline-oriented environment  

  • Strong written and verbal communications skills, and a client-oriented approach 

  • Eager to join a growing tech company, with interest in real estate and fintech

  • Bachelor’s degree, ideally in business, finance, or a related field preferred

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