Transaction Monitoring Analyst
About us
Airtm is a financial-infrastructure company building the future of the online-work economy. We are on a mission to empower the world's growing number of Digital Entrepreneurs in the Global South, giving them the financial freedom to thrive.
The problem is clear: in emerging markets, accessing the dollar economy is difficult. Cross-border payments are slow, expensive, and often lose value to inflation. This limits the potential of millions of talented individuals.
Airtm’s solution is a swift and comprehensive financial platform that facilitates low-value cross-border payments and local cash-outs. As pioneers in stablecoin-payment infrastructure, Airtm has built the most advanced cross-border payment system available on the market.
As a company married to the world of online work, Airtm will go beyond payments to build the necessary infrastructure the online-work economy needs to thrive. We are fostering an entirely new economy, giving individuals, communities, and countries the tools to take control of their financial destinies.
About the role
We’re on the hunt for a sharp, detail-oriented Transaction Monitoring Analyst to help safeguard our business against financial crime. In this role you’ll be on the front line of our anti-money-laundering efforts—reviewing alerts, investigating suspicious activity, and providing insights that strengthen our compliance program. Collaboration is key as you’ll partner with business units to share findings, advise on emerging risk trends, and help refine our monitoring rules and internal procedures. This is a high-impact opportunity to combine analytical skills with regulatory expertise, ensuring we meet the highest standards of financial integrity.
What you’ll be responsible for
- Monitor and review AML alerts in line with prescribed procedures on a regular basis ensuring alerts are being reviewed timely and accurately.
- Investigate alerts to determine if there is a potential suspicious transaction involved.
- Follow the recommended standard investigation steps. (In addition, assess if there is anything else unusual about a transaction, particularly based on experience of previous transactions).
- Assess the transaction in the context of previous transactions and the client’s business/purpose of the account.
- Assess the relevance of the geographies of the remitter and beneficiaries of the transaction
- Where there are grounds for suspicion or a requirement for guidance in relation to an alert, escalate in line with the procedures.
- Create and maintain accurate and concise records of all investigations undertaken including details on the rationale for any decisions made.
- Seek to build an understanding of the profile of customers highlighted through the transaction monitoring alert process.
- Assist with preparing Suspicious Activity reports.
- Assist with the preparation of departmental Management information reports.
- Assist Management with creating, testing and maintaining transaction monitoring rules.
- Provide input to the maintenance of the departmental procedures.
- Provide advice and support to the Bank’s business units on the identification of areas of risk as a result of transaction monitoring trends.
- Any other associated duties required from time to time to meet the departmental responsibilities and goals.
Experience & skills
- Fluency in English (Spanish or Portuguese are a plus).
- Background in compliance or financial sector environment, preferably performing AML and Fincrime related tasks.
- Excellent verbal and written skills.
- Advanced Excel skills.
Nice to have
- SQL database knowledge or experience with programming language.
- Data visualization skills (Tableau, Powe BI, Power View etc...).
- Prior experience with remote work.
Transaction Monitoring Analyst
About us
Airtm is a financial-infrastructure company building the future of the online-work economy. We are on a mission to empower the world's growing number of Digital Entrepreneurs in the Global South, giving them the financial freedom to thrive.
The problem is clear: in emerging markets, accessing the dollar economy is difficult. Cross-border payments are slow, expensive, and often lose value to inflation. This limits the potential of millions of talented individuals.
Airtm’s solution is a swift and comprehensive financial platform that facilitates low-value cross-border payments and local cash-outs. As pioneers in stablecoin-payment infrastructure, Airtm has built the most advanced cross-border payment system available on the market.
As a company married to the world of online work, Airtm will go beyond payments to build the necessary infrastructure the online-work economy needs to thrive. We are fostering an entirely new economy, giving individuals, communities, and countries the tools to take control of their financial destinies.
About the role
We’re on the hunt for a sharp, detail-oriented Transaction Monitoring Analyst to help safeguard our business against financial crime. In this role you’ll be on the front line of our anti-money-laundering efforts—reviewing alerts, investigating suspicious activity, and providing insights that strengthen our compliance program. Collaboration is key as you’ll partner with business units to share findings, advise on emerging risk trends, and help refine our monitoring rules and internal procedures. This is a high-impact opportunity to combine analytical skills with regulatory expertise, ensuring we meet the highest standards of financial integrity.
What you’ll be responsible for
- Monitor and review AML alerts in line with prescribed procedures on a regular basis ensuring alerts are being reviewed timely and accurately.
- Investigate alerts to determine if there is a potential suspicious transaction involved.
- Follow the recommended standard investigation steps. (In addition, assess if there is anything else unusual about a transaction, particularly based on experience of previous transactions).
- Assess the transaction in the context of previous transactions and the client’s business/purpose of the account.
- Assess the relevance of the geographies of the remitter and beneficiaries of the transaction
- Where there are grounds for suspicion or a requirement for guidance in relation to an alert, escalate in line with the procedures.
- Create and maintain accurate and concise records of all investigations undertaken including details on the rationale for any decisions made.
- Seek to build an understanding of the profile of customers highlighted through the transaction monitoring alert process.
- Assist with preparing Suspicious Activity reports.
- Assist with the preparation of departmental Management information reports.
- Assist Management with creating, testing and maintaining transaction monitoring rules.
- Provide input to the maintenance of the departmental procedures.
- Provide advice and support to the Bank’s business units on the identification of areas of risk as a result of transaction monitoring trends.
- Any other associated duties required from time to time to meet the departmental responsibilities and goals.
Experience & skills
- Fluency in English (Spanish or Portuguese are a plus).
- Background in compliance or financial sector environment, preferably performing AML and Fincrime related tasks.
- Excellent verbal and written skills.
- Advanced Excel skills.
Nice to have
- SQL database knowledge or experience with programming language.
- Data visualization skills (Tableau, Powe BI, Power View etc...).
- Prior experience with remote work.