Corporate Onboarding Specialist
Position overview
We are seeking an experienced Corporate Onboarding Specialist to build and execute anti-financial crime strategies for our corporate clients. The ideal candidate will be responsible for developing relevant processes and conducting in-depth reviews of business customers throughout their lifecycle. You will play a key role in ensuring that our compliance processes meet all AML regulations and internal policies.
You’ll be part of the Anti-Financial Crime (AFC) team, working alongside other analysts focused on onboarding, fraud, AML, PEP & Sanctions, and transaction monitoring. If you’re passionate about Bitcoin and financial crime prevention, this is a great opportunity to build your career in a growing and mission-driven company.
Responsibilities
Design, build and refine KYB workflows, policies, training and documentation.
Conduct KYB onboarding, risk assessments and periodic reviews of business customers, ensuring compliance with AML/CFT regulations and internal standards.
Review corporate documentation and analyse business structures, ownership, source of funds/wealth, and nature of business operations to verify identities and assess risk.
Work with Product, Engineering and Data teams to improve the onboarding and monitoring processes.
Identify and investigate red flags during onboarding and ongoing transaction monitoring.
Review screening alerts (Sanctions, PEPs, Adverse Media) for businesses and associated individuals.
Maintain detailed case records, ensuring decisions are well-documented and auditable.
Escalate complex or high-risk cases to senior AFC members for further assessment.
Draft and file internal Suspicious Activity Reports (iSARs) and support regulatory filings where required.
Work collaboratively within a global, cross-functional team, ensuring high-quality output and consistency in decisions.
Skills needed
Bachelor’s degree in finance, law, business, economics, accounting, criminology, or a related field.
3+ years of experience in KYB, AML, or Compliance, preferably in fintech, crypto, or banking environments.
Proven understanding of corporate structures, UBO verification, business risk assessment and jurisdictional risks.
Familiarity with AML regulations and financial crime typologies related to business accounts.
Hands-on experience with transaction monitoring systems and IDV tools.
Excellent attention to detail, analytical skills, and a methodical approach to complex casework.
Experience developing training materials, frameworks, and working with cross-functional teams across various time zones.
Ability to manage high volumes of work while maintaining quality and meeting deadlines.
Strong written and verbal communication skills.
Self-driven, curious, and adaptable to fast-paced environments.
Past experience of working within Fintech, Banking or Cryptocurrency industries is required
ACAMS, ACFCS, or similar certifications are a plus.
Other requirements
A dedicated workspace.
A reliable internet connection with the fastest speed possible in your area.
Alignment with Our Values and the Xapo Values-Driven Leadership principles.
About the job
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Corporate Onboarding Specialist
Position overview
We are seeking an experienced Corporate Onboarding Specialist to build and execute anti-financial crime strategies for our corporate clients. The ideal candidate will be responsible for developing relevant processes and conducting in-depth reviews of business customers throughout their lifecycle. You will play a key role in ensuring that our compliance processes meet all AML regulations and internal policies.
You’ll be part of the Anti-Financial Crime (AFC) team, working alongside other analysts focused on onboarding, fraud, AML, PEP & Sanctions, and transaction monitoring. If you’re passionate about Bitcoin and financial crime prevention, this is a great opportunity to build your career in a growing and mission-driven company.
Responsibilities
Design, build and refine KYB workflows, policies, training and documentation.
Conduct KYB onboarding, risk assessments and periodic reviews of business customers, ensuring compliance with AML/CFT regulations and internal standards.
Review corporate documentation and analyse business structures, ownership, source of funds/wealth, and nature of business operations to verify identities and assess risk.
Work with Product, Engineering and Data teams to improve the onboarding and monitoring processes.
Identify and investigate red flags during onboarding and ongoing transaction monitoring.
Review screening alerts (Sanctions, PEPs, Adverse Media) for businesses and associated individuals.
Maintain detailed case records, ensuring decisions are well-documented and auditable.
Escalate complex or high-risk cases to senior AFC members for further assessment.
Draft and file internal Suspicious Activity Reports (iSARs) and support regulatory filings where required.
Work collaboratively within a global, cross-functional team, ensuring high-quality output and consistency in decisions.
Skills needed
Bachelor’s degree in finance, law, business, economics, accounting, criminology, or a related field.
3+ years of experience in KYB, AML, or Compliance, preferably in fintech, crypto, or banking environments.
Proven understanding of corporate structures, UBO verification, business risk assessment and jurisdictional risks.
Familiarity with AML regulations and financial crime typologies related to business accounts.
Hands-on experience with transaction monitoring systems and IDV tools.
Excellent attention to detail, analytical skills, and a methodical approach to complex casework.
Experience developing training materials, frameworks, and working with cross-functional teams across various time zones.
Ability to manage high volumes of work while maintaining quality and meeting deadlines.
Strong written and verbal communication skills.
Self-driven, curious, and adaptable to fast-paced environments.
Past experience of working within Fintech, Banking or Cryptocurrency industries is required
ACAMS, ACFCS, or similar certifications are a plus.
Other requirements
A dedicated workspace.
A reliable internet connection with the fastest speed possible in your area.
Alignment with Our Values and the Xapo Values-Driven Leadership principles.